Blog: Mortgage Information

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more
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David Schuepbach
Schuepbach Real Estate Services

674 County Square Dr. Suite 202 B&C 
Ventura, CA 93003
Office: 805-642-0809
Donna's Mobile: 805-509-8029 
Contact Us

Testimonials

Dear David and Donna,
I want you to know how much we appreciated all the excellent work you did in selling my home and the many extra things that you did that were truly above and beyond the call of duty. I thought it would be difficult to sell my home when I lived so far away. But you made it so easy.
Sincerely
Annie and family
Annie T, Oxnard
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805-642-0809 | Contact Us
674 County Square Dr, Ste 202 B&C - Ventura, CA 93003
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